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Web result learn what documents you need, what questions you need to answer, and how to apply for benefits by phone. Application for widow's or widower's insurance benefits: Web result if you were receiving benefits as a wife/husband at the time of your spouse's death, you need complete. Web result you can have 7, 10, 12 or 22 percent of your monthly benefit withheld for taxes. Web result form ssa 10 walkthrough (application for widow's or widower's social security.